Individual Credit Report

curl --request POST \
  --url https://api.youverify.co/v2/api/identity/credit-report/ng/individual \
  --header 'Content-Type: application/json' \
  --header 'token: <api-key>' \
  --data '
{
  "id": "22471069115",
  "isSubjectConsent": true,
  "consumerName": "",
  "accountNumber": "",
  "dateOfBirth": "",
  "enquiryReason": "borrower_existing_credit"
}
'

import requests

url = "https://api.youverify.co/v2/api/identity/credit-report/ng/individual"

payload = {
    "id": "22471069115",
    "isSubjectConsent": True,
    "consumerName": "",
    "accountNumber": "",
    "dateOfBirth": "",
    "enquiryReason": "borrower_existing_credit"
}
headers = {
    "token": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {token: '<api-key>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    id: '22471069115',
    isSubjectConsent: true,
    consumerName: '',
    accountNumber: '',
    dateOfBirth: '',
    enquiryReason: 'borrower_existing_credit'
  })
};

fetch('https://api.youverify.co/v2/api/identity/credit-report/ng/individual', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.youverify.co/v2/api/identity/credit-report/ng/individual",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'id' => '22471069115',
    'isSubjectConsent' => true,
    'consumerName' => '',
    'accountNumber' => '',
    'dateOfBirth' => '',
    'enquiryReason' => 'borrower_existing_credit'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "token: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.youverify.co/v2/api/identity/credit-report/ng/individual"

	payload := strings.NewReader("{\n  \"id\": \"22471069115\",\n  \"isSubjectConsent\": true,\n  \"consumerName\": \"\",\n  \"accountNumber\": \"\",\n  \"dateOfBirth\": \"\",\n  \"enquiryReason\": \"borrower_existing_credit\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("token", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.youverify.co/v2/api/identity/credit-report/ng/individual")
  .header("token", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"id\": \"22471069115\",\n  \"isSubjectConsent\": true,\n  \"consumerName\": \"\",\n  \"accountNumber\": \"\",\n  \"dateOfBirth\": \"\",\n  \"enquiryReason\": \"borrower_existing_credit\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.youverify.co/v2/api/identity/credit-report/ng/individual")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["token"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"id\": \"22471069115\",\n  \"isSubjectConsent\": true,\n  \"consumerName\": \"\",\n  \"accountNumber\": \"\",\n  \"dateOfBirth\": \"\",\n  \"enquiryReason\": \"borrower_existing_credit\"\n}"

response = http.request(request)
puts response.read_body

{
  "success": true,
  "statusCode": 200,
  "message": "success",
  "data": {
    "id": "6493a6cdaa1aca5fb0203b57",
    "parentId": null,
    "status": "not_found",
    "reason": "Person Not Found",
    "personalDetailsSummary": [],
    "deliquencyInformation": [],
    "creditAccountSummary": [],
    "creditAccountRating": [],
    "creditAgreementSummary": [],
    "accountMonthlyPaymentHistory": [],
    "guarantorCount": [],
    "guarantorDetails": [],
    "enquiryHistoryTop": [],
    "identificationHistory": [],
    "addressHistory": [],
    "employmentHistory": [],
    "telephoneHistory": [],
    "isConsent": true,
    "idNumber": "22471069116",
    "businessId": "628b38f03ae28a14f52d4bf7",
    "type": "ngIndividualCreditReport",
    "requestedAt": "2023-06-22T01:41:36.203Z",
    "requestedById": "628b38f03ae28a5a122d4bf3",
    "country": "NG",
    "createdAt": "2023-06-22T01:41:36.389Z",
    "lastModifiedAt": "2023-06-22T01:41:36.389Z",
    "metadata": {},
    "requestedBy": {
      "firstName": "API",
      "lastName": "User",
      "middleName": "",
      "id": "628b38f03ae28a5a122d4bf3"
    }
  },
  "links": []
}

{
  "success": false,
  "statusCode": 401,
  "message": "Permission denied",
  "name": "UnauthorizedError",
  "data": {}
}

{
  "success": false,
  "statusCode": 402,
  "message": "Insufficient fund",
  "name": "PaymentRequiredError",
  "data": {}
}

{
  "success": false,
  "statusCode": 404,
  "message": "You have attempted to get a resource that does not exist.",
  "name": "ResourceNotFoundError",
  "data": {}
}

{
  "success": false,
  "statusCode": 429,
  "message": "Too many requests",
  "name": "RateLimitError",
  "data": {}
}

{
  "success": false,
  "statusCode": 500,
  "message": "Internal Server Error",
  "name": "Error",
  "data": {}
}